Single Trip
Cover for one single trip, up to 183 days in duration.

Start/End date
For the start date, please enter the date you will leave your home. For the end date, enter the date you will return home Please note that your policy automatically extends to provide cover if anyone named on the policy is unable to return home due to a reason covered by this policy.

Note: No cover is provided under any policy for any trip in, to, or through Afghanistan, Belarus, Haiti, Iran, Iraq, Liberia, North Korea, Russia, South Sudan, Sudan, Syria or Ukraine.

Annual Multi Trip
If you are taking more than one trip a year, an Annual Multi-Trip policy may be more suitable. This covers you for multiple trips within the destination area you have chosen during a 12 month period for up to 31, 45 or 62 days depending on the level of cover you select. Please note: the maximum age limit for this policy is 80 years.

Note: No cover is provided under either a Single Trip or Annual Multi-Trip policy for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria.

Backpacker
If you are taking more than one trip a year, an Annual Multi-Trip policy may be more suitable. This covers you for multiple trips within the destination area you have chosen during a 12 month period for up to 62 days or 92 days depending on the level of cover you select.

Please note that your policy automatically extends to provide cover if anyone named on the policy is unable to return home due to injury, illness or a public transport delay.

Note: No cover is provided under either a Single Trip or Annual Multi-Trip policy for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria.

Annual multi trip

A policy covering all your trips in the coming year. Depending on the cover level you select, you could be covered for trips up to 62 days duration. The area you will select to buy confirms the country/location your policy is valid for. Cover under this policy is not valid if you travel to an area that is higher than the area you purchased. For example, If you have purchased a policy to area Europe, but you travel to area Worldwide.

United Kingdom

Great Britain, Northern Ireland, The Isle of Man, The Channel Islands.

Europe

UK and Albania, Andorra, Armenia, Azores, Belgium, Bosnia-Herzegovina, Bulgaria, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Lichtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Monaco, Moldova, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Tunisia, Ukraine, Vatican City, Cyprus, Greece, Greenland, Spain including the Balearic and Canary Islands, Turkey.

Worldwide Excluding USA, Canada, Mexico and the Caribbean

All countries worldwide excluding the United States, Canada, the Caribbean Islands including Bermuda, and Mexico.

Worldwide Including USA, Canada, Mexico and the Caribbean

All countries worldwide.

Note: No cover is provided for any trip in, to, or through any country where the Foreign, Commonwealth and Development Office advises against all travel. The latest travel advice by country can be found here

Backpackers

This covers you for multiple trips within the destination area you have chosen during a 12 month period for up to 62 days or 92 days depending on the level of cover you select.

Europe

UK and Albania, Andorra, Armenia, Azores, Belgium, Bosnia-Herzegovina, Bulgaria, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Lichtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Monaco, Moldova, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Tunisia, Ukraine, Vatican City, Cyprus, Greece, Greenland, Spain (including the Balearic and Canary Islands), Turkey.

Australia / New Zealand

Australia and New Zealand.

Worldwide excluding USA, Canada, Mexico and the Caribbean

All countries worldwide excluding the United States, Canada, the Caribbean Islands (including Bermuda), and Mexico.

Worldwide including USA, Canada, Mexico and the Caribbean

All countries worldwide.

Note: No cover is provided for any trip in, to, or through any country where the Foreign, Commonwealth and Development Office advises against all travel. The latest travel advice by country can be found here.

Individual - A person who is stated on the Policy Certificate and who has paid the appropriate premium.

Couple - A person and their husband, wife, civil partner or common law partner who is residing with them stated on the Policy Certificate and who has paid the appropriate premium.

Family - A person and their husband, wife, civil partner or common law partner and their dependent, adopted or fostered children who are aged under 18. The appropriate premium must have been paid.

Single Parent Family - One person and their dependent, adopted or fostered children who are aged under 18. The appropriate premium must have been paid.